Reminder

Nothing alters the basics of investment, as laid out in ‘Easy Money’ and ‘Simple Money’:

• Risk (Uncertainty)

• Return

• Personal preferences on the balance of risk and return

• Asset allocation to turn these personal preferences into investment choices

• Diversifying

• Minimising costs

• Using tax reliefs

Hard Money contents

We have laid out a set of lessons in a suggested sequence. But each lesson stands alone. Choose your own order if you like. Do some lessons and not others if you like.

How Much Risk? take you deeper into the risk conundrum.

How Much Return? starts to put some hard numbers on what you might expect to make from different types of investment.

More Diversification starts to explain why some diversification is good, some is even better and some achieves very little.

More Assets examines whether you can do better than the 'Cash or Shares' of Simple Investing.

Biological Biases explains the many tricks that the mind can play to prevent you achieving what you want from your money management.

Equities: Again reviews the case for investing in individual shares.