You are allowed to ignore them for Easy Money, but you should be aware of them. The links below are to other pages in this site if you chose to use them now.

1. Inflation is a factor in your management of the future. It is a reason why certainty about money does not translate into certainty about what money will buy. You don’t want money: you want consumption, security, a place to live, and a future for yourself and those you love. It should cause you to favour real things (shares, houses, personal career skills) and question statements that cash as ‘risk free’.

2. Diversification is a vital tool for managing uncertainty. Put simply. it means making lots of little bets instead of a few big ones. In Easy Money it is handled for you by your investment in a widely diversified fund of shares (or ‘equity fund’). Over time you might like to spread your investment over more than one such fund.

3. Your fund is just one of an enormous range products offered by the industry. These are artificial collections of assets with specialised financial objectives. Resist them until you have learned the lessons of Simple Money, and of the next page.